We believe that financial considerations should not be an obstacle to obtaining the dental care you need, and we offer several payment options. We welcome you to call us with any of your payment-related questions.
For your convenience, we accept all major credit cards (Visa, MasterCard, Discover, and American Express), cash and checks.
Saddleback Discount Club
We are pleased to offer our patients membership in our discount club for individuals and families. You’ll pay a low prepaid annual premium and get discounts on our services. There’s no deductible, claim forms or annual maximums, and some services, such as X-rays and exams, are covered at no charge. The plan is very simple and enrollment is easy. Contact our office for more information.
We are happy to process your insurance claims to maximize your benefits. We understand that insurance can be a confusing subject, and we ask that you call or contact us with your specific questions.
Because insurance policies vary, we can only estimate your coverage in good faith, but we can’t guarantee coverage due to the complexities of insurance contracts. As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 45 days, you are responsible for the entire balance paid in full. We are always happy to answer any questions you may have.
We accept most PPO insurance, including Guardian, Cigna, MetLife, Blue Cross Blue Shield, Aetna, United Concordia, United Healthcare and Delta Dental. We accept the following HMO plan: Secure Horizon — Basic plan, Hi-Option plan, S-100 plan.
We offer two financing options, CareCredit and Lending Club.
CareCredit is the nation’s leading patient payment program that offers financing for fees ranging from $300 to $25,000 (upon request and approval). CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.
With CareCredit you can:
- Start treatment and care immediately and pay over time
- Pay for other medical expenses for you and your family without having to reapply
- Pay for deductibles and treatment not covered by insurance
- Pay no annual fees
To fill out an online application, go to www.carecredit.com. You will receive a decision immediately.
The Lending Club Patient Solutions
- Plans with low fixed rates and low monthly payments that never change over the life of the loan
- Patient-friendly, true no-interest plans with no retroactive interest
- No upfront payments
- No prepayment penalty
It’s easy to calculate your potential monthly payments. Simply complete a short application, which displays fixed rates and monthly payments available for Extended Plans, without impacting your credit score.
For more information, simply ask a team member or visit lendingclub.com/patients.
To make an appointment, call 949-393-5905 or click here to request an appointment online.